For you have heard my vows, O God. You have given me an inheritance reserved for those who fear your name. [Psalm 61.5]
Fear is the proper response to God. In contrast, religion and the idols it so often endorses would have us react to God. The difference between the two is seen in Psalm 61.5 above.
The fear of God is a response of commitment to God - to His very name. The verse from David's Psalm above reveals that the fear of God involves vows to God. Those vows are commitments to God's Commandments and have generational significance (in the first three Commandments below), thus, the use of the word inheritance in Psalm 61.5 above.
“I am the LORD your God, who rescued you from the land of Egypt, the place of your slavery. “You must not have any other god but me. “You must not make for yourself an idol of any kind or an image of anything in the heavens or on the earth or in the sea. You must not bow down to them or worship them, for I, the LORD your God, am a jealous God who will not tolerate your affection for any other gods. I lay the sins of the parents upon their children; the entire family is affected—even children in the third and fourth generations of those who reject me. But I lavish unfailing love for a thousand generations on those who love me and obey my commands. “You must not misuse the name of the LORD your God. The LORD will not let you go unpunished if you misuse his name. [Exodus 20.2-7]
If vows (to God), that are the Biblical basis for proper responsive fear of God, are removed from Psalm 61.5, then improper reactive fear of anything and everything else is all man is left with. Fearing anything and everything else is Biblically improper and is the basis for idolatry.
And, just like God to Whom we are to respond in fear has many names, so the idols to whom we react in fear have many names. No attempt will be made here to name every idol of man, but the most widespread categories of these idols are debt, insurance, medicine and technology. It is man's fear of poverty, fear of loss, fear of sickness, and fear of inconvenience that enslave him to the plethora of named idols in these categories. Man's enslavement to these idols is most evident in the burdensome homage he pays to them (see Merriam-Webster's definition of "homage").
Relative to the previous paragraph, it must be understood that man's fear of poverty is reactive fear that God will not provide. Man's fear of loss is reactive fear that God will not protect. Man's fear of sickness is reactive fear that God will not heal. And, man's fear of inconvenience is reactive fear that God will not ease his burden. To be absolutely certain that man could not deny his idolatry in these areas, God made it clear that He is a jealous God who will not tolerate your affection for any other gods. It is very difficult to deny misplaced vows of "affection" in light of the amount of money man pours into his idols of debt, insurance, medicine and technology.
In contrast, an avowed responsive fear of God alone is the only way to avoid any possibility of provoking God's jealousy and misuse of His name.
To even suggest that God uses debt, insurance, medicine and technology is to profoundly misunderstand God's name(s) and to grossly underestimate His power.
And then comes along, Jesus... While many would like to believe His grace made everything said heretofore invalid, it actually only confirms it. God's exclusive language employed in the first three of the Ten Commandments is simplified in Jesus' version of the very same exclusivity:
If any of you wants to be my follower, you must give up your own way, take up your cross, and follow me. [Matthew 16.24 (also, Mark 8.34 & Luke 9.23)]
Idols are the "way" of man. The "cross" is the symbol of death. While it might be argued that if we remove from ourselves the idols of debt, insurance, medicine and technology that we will suffer and even die, that threat of suffering and death has no power over us if we do not fear suffering and death because we fear only God.
What we fear says everything about us.
Father, may we be found fearing only You. May this singular fear of You be evident as we give up our own way, take up our cross, and follow Jesus. So be it.